Daily Archives: September 2, 2013

Have YOU Noticed That Your Property Insurance Is Going Up? GEICO Is Only ‘Cheap’ For Auto.

Anura Guruge, June 8, 2013.

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by
Anura Guruge


Click to access.

Click to access.


Click to access original article.

Click to access original article.


Our insurances, auto and property (combined), comes up for renewal towards the end of this month.

We had been with Hanover, through our local Alton agents at Cross, for a number of years. We have not made any claims during that period. But, when I got my renewal papers all my rates had gone up — in particular the rates for the property (i.e., house) insurance. Did not make sense to me. Then I had a chat with our, always delightful, agent. She tells me it is because of the glut of ‘recent’ natural disasters around the country — and even in our backyard (and I do mean our backyard) in terms of the 2008 (or was in 2009) tornado. But, it irks me. So on principle I am terminating my policy with Hanover.

Checked out GEICO. Their auto insurance is a TAD, and I really do mean a ‘tad’, cheaper. But, they don’t themselves write property insurance. They go to another underwriter. Their property insurance rates are HIGH and they knew it. Together, with all of the bundlings discounts, it is still MORE EXPENSIVE than what I am being quoted by Hanover. So much for GEICO. You have to be careful with them. ALL they really want to do is to get a bank account number or credit card so that they can start billing you ASAP. I was not impressed.

I can’t get hold of a Progressive Insurance Agent! I would pay MORE to have insurance with Progressive because I love their ads. So I am willing to pay, say $40 a year more, just so that I can feel proud when the Ads come on. But we don’t seem to have any local Progressive Agents.

Yes, my agent has found me another firm which is fractionally cheaper — provided I write her a check close to $2,000 to cover the whole year! [My 21 year old son, who likes to speed (like his dad he claims), is on our policy. That explains about $400 of that premium.]

But, just a heads up. Check your insurance rates.

Would Appear That State Has Yet To Approve The New Hampshire (N.H.) Property Tax Rates For 2013 – 2014.

Anura Guruge, June 8, 2013.

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by
Anura Guruge


Related posts:
1/ New Hampshire 2012 – 2013 Property Tax Rates Spreadsheet
>> — Nov. 26, 2012.
2/ Alton, NH Property Tax Rate: 23rd Lowest In State! — Nov. 26, 2012.
++++ Search on ‘tax’ for other posts >>>>


2013 - 2014 tab. The second entry, the spreadsheet, is NOT linked to a file! Click to access this page.

2013 – 2014 tab. The second entry, the spreadsheet, is NOT linked to a file! Click to access this page.


What the 2012 - 2013 tab looks like with the PDF and the accessible spreadsheet. Click to access page.

What the 2012 – 2013 tab looks like with the PDF and the accessible spreadsheet. Click to access page.


I had been led to believe in late June, by a very knowledgeable contact who works at the Alton Town Office that the State, i.e., New Hampshire, will approve the rates by the 3rd week in August. To emphasize his point he even showed me target week on his wall calendar. Well August is well and truly history. So we are at least a week late — I think. It is possible that the rates are done and that it is just a delay in posting them.

I will keep an eye. I want to know the new rates — of course; given that I am a bona fide tax payer.

Any delays in Concord could delay the sending out of the tax bills — though I suspect they will still demand payment by December 1, 2013.

So, just a heads up.

We in Alton are expecting a DECREASE in our rates now that the infamous bond to build the Prospect Mountain High School has expired. Lets see. I am not convinced that our rates will go down. It would be nice if it does.