Tag Archives: AAA

‘Preferred Warranties Inc’ (PWI) Delivered, In Full, On Their Promise To Pay For Car Repairs. I Am Delighted.

by Anura Guruge


Click to ENLARGE and savor. Their Website: http://www.warrantys.com/


Click here to access the PWI Website @ warrantys.com 


Click to ENLARGE. The check.


They paid, per their promise — less the $100 deductible.

The check came within ‘the week’ of us filing in the paperwork.

They provided towing, as promised.

That is all I was expecting. And they lived up to my expectations.


When I bought the 2008 Ford Taurus from Heath England (the proprietor) at ‘Autofinders‘ (in Laconia, NH) it came with 3-months of ‘Preferred Warranties Inc‘ (PWI) coverage. Heath, from what I know, typically includes that with most of his cars. I liked Heath and I got talking to him while my 18-year old daughter test drove the Taurus — though the car wasn’t for her.

Heath assured me that PWI actually delivers. I, a professional cynic, was skeptical. But, he was adamant. Said that it was one of the few warranties that truly worked. I asked him to give me some local garages that accept PWI. He wrote down two names. I asked him IF I could get additional coverage — beyond 3-months. He said ‘Of course, but it will cost ya‘. Well, I was born a long time ago. I ended up agreeing on a 2-year warranty and Heath nominally deducted the 3-months that was previously included. It was NOT cheap. It cost me over $800.

But, I believe in insurance. I understand insurance. I know how insurance works. You buy insurance for the peace of mind. To cover costs in EXCESS of what you are willing to tackle.

[All that said above, I do NOT have life insurance on myself or anybody else. Never bought a life policy. Never will. SMILE. But, car/property/health insurance is different.]

Well, I (and to an extent Heath) lucked out on that Taurus. One full year with NO issues — though it has to be noted that we put a grand total of “3,800” miles on it!

Then pretty close to its one-year anniversary the brakes went. We were just on our way to Maine, though we were only taking the Taurus as far as the kennels where we board the dogs.

When we got back we took the Taurus to a new mechanic in Rochester — that came recommended from the dog kennels.

But, prior to taking it in we called and filed a CLAIM. They immediately stepped up with towing. That was nice. We didn’t need it. We pay top dollar for AAA ‘Premier’. Remember, I said I believe in insurance. But, we used their towing — which was prompt and good enough. [We wanted to give AAA a break. They have their hands full towing my Jags. SMILE.]

The mechanic did call PWI and give them his costs etc. But, he wasn’t willing to deal with them. He wanted to be paid by us, in full, by check. We kind of suspected that too.

We paid. Got the bill, from the mechanic, stating that we paid and then sent that to PWI via e-mail.

I called a few days later to check on the status. They said the check had already been cut!

The check came today. I am delighted.

Now there are those that will argue that I am still $500 in the hole. I do NOT see it like that.

For a start there is still 11-months left on the warranty. We might need other work. Plus, this ‘job’ could have been more expensive. That is why I have insurance.


So, Heath England was right. PWI does deliver and for the record so does Heath. SMILE. You can call him at 603-527-0055.


Bottom line here. I am telling you that PWI delivered — at least in this instance.


Click to ENLARGE. Their paperwork.


Click to access my original ‘Autofinders’ post from a year ago.


Related posts:
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by Anura Guruge

New Hampshire: Buying Car Out-of-State & Transporting It Back.

Anura Guruge December 2014 thumbnail.
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by Anura Guruge


tempplate12123Related posts:
>> NH car registration fee …

++++ Search on ‘train’, ‘plane’, ‘cars’ & ‘automobile’ for other related posts >>>>


As far as I can see, and I have spoken at length with DMV folks at Concord, N.H. and our (always extremely helpful) Tax collection ladies at Alton Town Hall here are the only valid LEGAL options for purchasing a car out-of-state and bringing it back to New Hampshire.

1. Have it transported to N.H. via a transport service.

2. Trailer it yourself using a flatbed trailer.

3. Go buy the car, out-of-state, bring the title, bill-of-sale and odometer statement back to N.H., get PERMANENT plates, go back, out-of-state, PUT the plates on and drive back.

4. Get valid ‘Transit Plates‘ in the state of purchase and use those to drive the car back.

5. Convince the seller to drive to N.H., with the plates they have, go to a DMV or to your town, complete the purchase and then get plates.


Things that will not work and those that are NOT legal.

** Contrary to what the seller might tell you, you CAN NOT just take N.H. plates from an existing car and use them on the out-of-state car, temporarily, to bring it back. That can land you in some very hot water. A number of sellers that I have spoken to have told me to do this BUT I am not that stupid — contrary to what I may look and act. DMV and others have confirmed that this falls under misuse of plates and is considered a serious crime — as it should be.

** Massachusetts State Troopers (depending on their whim) will refuse to recognize N.H. 20-day Temporary Plates and ticket you! This came as a surprise to me. I know that during my last 30 years in N.H. I have been to MA in cars that had temp plates. I wasn’t stopped BUT it appears that this happens. Check it out.

** N.H. Towns, like Alton, cannot issue 20-day temp. plates. Only DMV locations can do so and you have to have registration, bill of sales etc. in order to get one.


I have been finding all of these to my costs because I have been looking at buying a car out-of-state.

Over the years I have bought a few cars in MA, a Jeep Cherokee in 1989 in Lowell, a red Camaro Z28 in 1987 in Lowell and a Cadillac. I bought a black, fully-loaded Cadillac STS from ‘Cadillac of Norwood‘, in MA, on Thanksgiving eve in 1996. I had done the whole deal over the telephone. Drove down in a Green Firebird that I was trading in and drove back in my black ‘Rocket Ship‘ STS. Can’t remember how the plate situation worked. This was a long time ago and I bought all of these from large dealers. I guess they put some kind of dealer plates. Never had any problems.

But now I was looking at private out-of-state sales.

Transportation is not as bad as it sounds. You can get a car from the East Coast for between $250 and $500. If you have AAA you can get it trailered relatively inexpensively.

Going out-of-state buying the car coming back with the paperwork, getting the plates and going back only really works if the distance is not that great. Once you get to around 100 miles it becomes impractical because you are talking two full round-trips.

The seller driving up to N.H. works but as you can imagine many will not be motivated to do so UNLESS they start getting desparate. I did have a seller who was willing to drive up from Plymouth, MA — but only after he realized that I had ruled him out.

Thought that this might help you.