Tag Archives: health insurance

‘Obamacare’ (i.e., ACA) Struck Down In Texas — Sure Glad I Just Got Out.

by Anura Guruge


Click to access MSNBC original. Google for more.


Well ACA, i.e., ObamaCare, still stands because this is sure to go the Supreme Court. But, IF I still relied on ObamaCare for our insurance I would be panicked. But, just last week the last of us got off the ACA system. WOW. What a relief.

I got Medicare in September. The wife already was on Medicare. Third daughter turned 18 in October and as such could apply for coverage on her own. That just left the 12-year old. Since both parents are on Medicare the State is going to cover both these two kids. So, for now, I am DONE with healthcare.gov. What a relief.

But, I feel for those that still have to rely on ACA. For all its faults it was better than anything we had previously.

I really hope ‘they’, i.e., Trump, doesn’t kill it.


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by Anura Guruge

Healthcare.gov, i.e., ‘Obamacare’ Website — 2017 — STILL A Frigging Disaster.

by Anura Guruge


Click to ENLARGE and stare at in amazement & anger.


I can’t tell you how frustrated, angry and crushed I am.

Since Friday, December 1, 2017, I have spent over 5 hours — including 3 phone calls that laster over 3 hours — trying to get DAMN coverage for 2018. I am willing to pay whatever. Just don’t care anymore. I just want this frigging system to stop torturing me and SOME of the CROOKS who provide telephone support to stop lying to me outright.

Yes, there are some OUTSTANDING and very caring people that you can sometimes get at their Call Center.

Well this morning I, alas, to my misfortune and cost, got an outright, lying-cheating bastard. It was a man, and by his accent, the way he talked and his vocabulary I will just say that he was not Asian, Hispanic or Caucasian. He CONNED me for 1 hour and 20 minutes. He would not let me be logged at the same time as him. After 80 minutes he told me that he got me the coverage — both health and dental. Told me the names of the plans and monthly premiums. Then he hung up. I immediately logged on. HE HAD LIED. He had lied through his f***ing, bloody teeth. He had duped me. He had NOT got me coverage. My application was left UNFINISHED.

I had to call again. This time got a LOVELY lady called ‘Sherri’. She was wonderful. I was on the line with her for an hour.

But, she admitted that she could NOT get me coverage.

Nothing wrong with my application or eligibility. System ERRORS. She had 3 people check my application. The system goes all the way to allowing me to pick plans … then CRASHES.

I hate this system.


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by Anura Guruge

18,000 Kids In New Hampshire JUST Lost Their CHIP Health Insurance TODAY! Did YOU KNOW?

by Anura Guruge


This is from Vox.com. Just Google ‘CHIP program’ for more. Click to ENLARGE and be amazed.


This is from MSNBC. Click image to ENLARGE and read.


I am a news junkie and follow the news, right throughout each day on TV and online. BUT, that CHIP was about to expire on September 30, 2017 somehow missed my attention.

Well it expired today. Happen to hear about it, at noon today, while I was getting ready for the day after my run.

No, my kids are NOT on CHIP, but I am sure I know some who are.

It would appear that this is TEMPORARY.

If CHIP is gone it could be extremely serious.

This is a major heads-up.


Related Posts:
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by Anura Guruge

Healthcare.gov, i.e., ‘Obamacare’ Website, Still Plagued With Bugs Even In December 2016!

by Anura Guruge


healthcareproblems

Click to ENLARGE and stare at in amazement & anger.


No question. Compared to the nightmare of 2013 it is like night and day.

But you still run into issues like this. This was at 12:30am (i.e., just past midnight) on Tuesday, December 6, 2016.

Not good. Very frustrating. I can’t proceed any further! Have to call the Help Center — later.


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by Anura Guruge

I Wish My New Hampshire Obamacare Premium Had Gone Up 22%.

by Anura Guruge


obamacare


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by Anura Guruge

We Were Randomly Picked For The U.S. Census, Mandatory, ‘American Community Survey’ — Fancy That?

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Click to access official U.S. ‘.gov’ page for ACS.

.Anura Guruge December 2014 thumbnail
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by Anura Guruge


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Yes, fancy that. Just like how I would get randomly picked, 100% of time, for the 2nd security pat down at the gate, when flying after 9/11. Yep. Real coincidence.

It was as with the 2010 U.S. Census. I think they came around a dozen times and I am sure they secretly videotaped us. “Wow, a non-white guy, this far NORTH in New Hampshire and he claims that he evens owns a house”. We have to document this and keep tabs on him. Well, it wasn’t as bad as I first moved to New Hampshire in 1986 and moved to a rural community, which prior to my arrival, had been 100% white for 200 years. In 1997 I was told by a lady, in Meredith, that I was the FIRST NON-WHITE person that her 9-year old daughter had ever seen!

Yep, picked at random. Look. Look. A flying pig.

The survey is dead keen to know three things.

1/ Whether you have ANY Latino in you and IF so how you got here. I am not kidding. They are paranoid as to whether you might have some Latino in you. WOW.

2/ Whether you have health insurance and how you got it.

3/ How much money you make and how you make it.

Talk about intrusive and blatant. I bet Republicans will love this. Jee, they ask DIG. Surprised that they didn’t ask me about my sex life.

But they, probably because of ‘Mittens‘, also seem very anxious to determine whether you are bigamist. They ask you all these questions as to whether you are (during the last 12 months) married, divorced, widowed etc and do it in such a way that it sure looks like they are trying to trip you up. Also wants to know how many times you have been married. I JUST managed to creep in under the wire.

Not a fun survey. Very scary. But I did it. I had no option. I know they would come and get me IF I didn’t respond. Said so on the envelope. Looked like it was scrawled in blood. “This is the LAW. You better respond IF you know what is good for you”.

Just a heads up.


Got My 2014 – 2015 Flu Shot, Trivalent IIV From Novartis At The Alton, N.H., Hannaford Pharmacy By Senate Hopeful Richard Leonard.

flueshotAnura Guruge, June 8, 2013.


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by Anura Guruge


HannafordlogoRelated posts:
>> 2013 flu shot from Hanaford
>> Nov. 26, 2013.
>> 2012 flu shot, at Hannaford

>>Sep. 29, 2012.
>> Free flu shots for NH kids
>> — Oct. 15, 2013.


I got my flu shot, for this winter, on Saturday, October 18, 2014, at the Hannaford Pharmacy. It was a spur of the moment decision, pretty typical of me. Yes, I was going to get a flu shot this year, as I had for the last 3 years, but I hadn’t really thought about when I would get it. Saturday afternoon around 3pm I was at Hannaford with Devanee. I just picked her up after she got back to school from a NH State cross-country meet. We needed some odds and ends. Our friend Richard Leonard, of ‘Miller Farms‘ and hopefully soon a NH Senator, was on duty. They, for a change, were not mobbed. I did need to talk to Richard. Plus we needed a couple of his “Elect Richard Leonard” signs for our yard to keep the Ray Howard signs company. While talking to Richard it occurred to me that I might as well get my flu shot and get it over with.

Richard, as ever, always trying to be helpful, was happy to oblige.norvatis11

For the 3rd time in a row I got my flu shot at Hannafords, in Alton — for the 2nd time Richard Leonard. It really was painless on all fronts.

The last two years I had to pay because I had the stupid, NH Health Plan. This year Anthem, to their credit, paid for it all. Zero cost to me. I am impressed. I have started to have a grudging respect for Anthem. I might even stay with them in 2015.

Getting ‘the shot’ is a BIG change of heart for me. Prior to 2011 I refused to get the shot and have the kids get it. But then in November 2010 I nearly died though much of that had to do with some cavalier treatment I got from Dartmouth-Hitchcock (Concord). [Ironically this afternoon I helped Deanna file a formal complaint about them, to the NH Board of Medicine, about them. I also JUST found that THOUGH they call themselves Dartmouth-Hitchcock they are not really that affiliated with the mothership in Lebanon! Some deception going on here. But that is another story, another post down the road.] I, at the urging of many, a few of them doctors, agreed to get the flu shot after that — plus i am getting up there.

As with last year what I was inoculated with was the Trivalent IIV vaccine. Today I went looking to see what it was all about. See below [click to ENLARGE. From the CDC.] Fingers crossed. Hope this post helps.

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I Got My 2014 Flu Shot, ‘Flulaval’ (a.k.a. ‘Trivalent IIV) At The Alton, N.H., Hannaford Pharmacy, Yesterday.

Anura Guruge, June 8, 2013.

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by
Anura Guruge


Related posts:
>> 2012 flu shot, at Hannaford —

>>Sep. 29, 2012.
>> Free flu shots for NH kids
>> — Oct. 15, 2013.


flushothereThree years ago, Thanksgiving Day, I nearly died because of the cavalier mistreatment I had received from Dartmouth Hitchcock (Concord) a few days earlier. I chronicled that sad story here. I was coughing so much I broke a rib! Since then I have been grudgingly getting the flu vaccine — especially now that I am considered old and decrepit. I am not a great believer in vaccinations. That I was used as a ‘brown’ guinea pig for testing out the oral polio vaccine in the 1950s, without us being told that we were the guinea pigs, sometimes riles me up. Luckily the vaccine was good and all of us in Ceylon lucked out. Read here.

So yesterday morning I woke up and realized that Thanksgiving was this week! I hadn’t had THE SHOT. I decided then and there that I was going to get the shot — that day itself.

Both Deanna and I got our flu shots, last year, at Hannaford Alton. It was ultra convenient and quite slick.

So at 2pm yesterday we trotted down to Hannaford’s — a place that I seem to visit 4 times a week! 2:00 to 2:30 pm is the pharmacist’s lunch break — but that was no big deal since we had to fill in the 3 pages of paperwork. Deanna might already have the flu. So they wouldn’t give to her. I claimed to be totally healthy, which is a JOKE since ‘good health’ is not in my genes. I just muddle through.

Our friend, Richard Leonard was the pharmacist on duty. That was a bonus. We, obviously, like Richard — and his delightful ‘Miller Farm’. Richard, as ever, did a great job. Injections don’t bother me. Neither does giving blood. So I don’t even flinch. It really was painless.

I was fine afterwards. So, I am glad.

According to Richard it will take 10 days for the vaccine to kick-in (if it does). Bummer.



According to the paperwork what I was injected was Glaxo Smith 0.5 Flulaval 2,013-14 INJ — also listed on another sheet as Influenza: Trivalent IIV.

I do NOT trust Glaxo Smith or for that matter pharmacies in general — though I do respect and trust individual pharmacists like Richard or the very nice guy who used to be at Walmart Gilford.

As far as I know, that little vial could have contained nothing other than sugar water!

Yes, I am a cynic.

My bloody insurance company, the blood sucking scam artists, New Hampshire Health Plan, YET AGAIN refused to pay for the shot — though I had called them up 20 minutes earlier and they confirmed that the flue shot would be covered 100%. That is par for the course for those crooks. They have NEVER paid a cent for anything in the 3 or 4 years I have had coverage with them @ ~$560/month! They have an excuse for everything.

My only consolation was that sitting on the front seat of the van, waiting to be mailed, CERTIFIED, was an ADDITIONAL CANCELLATION notice for these rogues, telling them NOT to extend my coverage into 2014 — now that they told me that they will cancel me at the end of 2013. This insurance was such a joke that I would rather go without BUT Deanna insists that I carry some insurance because I am old and frail.

I can’t wait for this bloody policy to expire. But, I am also quite certain that they will FRAUDULENTLY try to direct-debit $570 from my Fidelity account on January 2, 2104 despite my certified letter.

Hannaford, to their credit, only charged me $20. Thank YOU, Hannaford.

I am not going to bother trying to get this $20 back from those bastards. Waste of my time and postage.

IF I only got sugar water … $20 was probably still OK.

Looks Like NH Will Partner With D.C. For Health Insurance Exchanges. I Am Relieved, But Will Believe It On Saturday.

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by
Anura Guruge


Related post:
>> ‘New Hampshire Health Plan’ Went Up 13% — Jan. 2, 2013.


Click to access article.

Click to access article.

If you are self-employed or unemployed like me, it has been real difficult to get affordable health insurance — given that I have a litany of per-existing conditions.

Yes, we are all lucky in NH that we do have ‘NH Health Plan’ as catch-all, fall back, but it is expensive. I now basically have catastrophic insurance with a $10,000 deductible. Though there is a significant difference in premium, most years it doesn’t really make a difference whether it is $5,000 or $10,000. They don’t make it easy for you to get past the deductible. I went for a couple of years without insurance. Then Dartmouth Hitchcock (Concord) told me I had might have all sorts of things wrong with me. I could envisage $60,000 a year bills. So, I got coverage.

We in NH desperately need these exchanges to give us a modicum of competition. Without competition the insurance companies are raping us, at will and with glee.

I am not that happy with Obamacare. President Obama sold us down the river. I don’t bother to explain what proper healthcare should be to people around here. I think it is the healthcare that they have received. They seem to be pathologically incapable of understanding that healthcare doesn’t have to be run by for profit insurance companies. C’est la vie. I just want competition.

So I am hoping that the new Democratic Governor doesn’t also sell us short. She gets excellent coverage, either from the State or through her husband’s plan at Exeter College.