Tag Archives: Obamacare

Healthcare.gov (Obamacare/ACA): Kudos Upon Kudos For The Amazing Call Center Reps.

.Anura Guruge December 2014 thumbnail
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by Anura Guruge


healtcaregovcallusdssfRelated posts:
>> Automatic re-enrollment.
>> NH health care premiums up 29%!

>> 88% tax penalty on Obamacare!

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’ posts >>>>


As with most things in my life, of late, my fervent hope that I would be able go through this year WITHOUT having to deal with the dreaded healthcare.gov came to naught. My plan to rely on the automatic re-enrollment, even IF it cost me more, just to avoid the aggravation of dealing with healthcare.gov unravelled, in a hurry, when I found out that I had no choice but to put the two kids on my insurance.

So with utmost trepidation I logged onto healthcare.gov. The system was all primed to handle my re-enrollment.

To be fair the system is at least 1,000 times better than it was in 2012 — and quite a bit better than it was last year.

It is actually getting pretty slick!

95% of the data was preloaded and updating it was a snap. Yes, there is still some infuriating ‘questions loops’ you have to answer BUT it is not too bad.

After saying all of that, in the end, it still SCREWED UP BIG TIME. It ended up saying that my eligibility was different to that of the kids, both minors — and here is the real kicker, they claimed I had ‘better’ eligibility than the kids! That obviously is wrong.


obamacare2016So I had to call the Call Center. 15 minute wait.

Then I got ‘Wendy’ (and I think as with most call centers they use arbitrary aliases).

The healthcare.gov Call Center Reps., from the getgo in 2012, have been SUPERB. Outstanding. Brilliant. Exemplary.

Wendy was magical. She is a genuine veteran. She has been there since the very start in 2012. She knew her marbles.

As soon as I started explaining the problem — and I did NOT have to finish — she knew what had to be fixed.

She fixed it. That is something very nice about the system: the reps can go in there and change values, on your application, without you having to do it.

I then begged her to stay on the line till I enrolled. She did. They really are trained to spend as much time the caller wants. Amazing.

Yes, I could have done the rest on my own BUT it was so much quicker and easier with Wendy.

She advised me to get a ‘Silver’ plan rather than ‘Bronze’. And to be FAIR I no longer care about the cost! ‘They’, THE GOVERNMENT, is going to tax me one way or the other. So might as well get a Silver Plan and pay less taxes rather than get a Bronze and pay more taxes.

Yes, the system, still has problems with document submission. Though I uploaded the documents I am not taking any chances. I am mailing them in too — today.

So that is my healthcare.gov story for 2015.


Healthcare.gov (Obamacare/ACA) Does Have An Automatic Re-Enrollment & That Is What I Am Doing.

Choices .Anura Guruge December 2014 thumbnail
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by Anura Guruge


Related posts:
>> NH health care premiums up 29%!

>> 88% tax penalty on Obamacare!

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’ posts >>>>


obamacareautomatic


Starting in October I started getting letters and ‘packets’ from my current health insurance provider, Anthem, saying that I could be — and would be — automatically re-enrolled in the same plan as I now have IF I opt not to login to (bloody) healtcare.gov and chose another plan.

I thought they were joking. I was sure that it would not be that easy.

Last week I got another letter, from Anthem, stating what my revised new premium would be, as of January 2016, IF I stayed on the current plan and opted to re-enroll.

It was still up 19%.

But I am going to take it. I really can’t stomach the aggravation of dealing, yet again, with healthcare.gov.

As I found out this year, to my COST, it doesn’t really matter what you do on healthcare.gov. The day of reckoning is when you do your Federal taxes! So why bother. Just pay what you have to pay and then be PREPARED to pay MORE as a tax penalty in April. So screw it. I am NOT going to bother messing around with healtcare.gov. That alone would be good for my health.

So a heads up. Public Service Announcement. IF you have health insurance this year, i.e., 2015, you can keep that for 2016 — most likely with a higher premium — without bothering with healthcare.gov.


Stay Well Clear Of ‘coveringnewhampshire.org’ & Especially Their Insurance Cost Comparisons.

.Anura Guruge December 2014 thumbnail
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by Anura Guruge


Related posts:
>> Be leery of ‘coveringnewhampshire‘.

>> You may LOSE Obamacare Healthcare Subsidies.

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’ posts >>>>


coveringnhassad

I gave YOU a similar heads up last year. Click this image to access that post.





“Coveringnewhampshire.org” is a predatory wolf in sheep’s clothing.

They are but a front for the totally useless, rapacious, money-grabbing, ‘New Hampshire Health Plan’ — the OLD plan that those of us who had pre-existing conditions HAD to use before Obamacare.

PLEASE be wary of them. They are not an honest, ethical entity. They are out to exploit you whichever way they can. So PLEASE do not fall pray to their relentless, slick marketing and smooth talking.

Just a public announcement service to help YOU.


My N.H. Anthem Obamacare (ACA) Healthcare Insurance Premium For 2016 Is Up 29%! 50% Increase Over 3 Years.

.Anura Guruge December 2014 thumbnail
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by Anura Guruge


Related posts:
>> 88% PENALTY on IRS Taxes!
>> IRS Form 8962 is a nightmare.
>> ObamaCare ‘Death Panels’ are real!
>> 2015 enrollment.
>> 5 Healthcare carriers in NH in 2015.
>> 2015 Obamacare coverage in NH.
>> ‘coveringnewhampshire.org’ …

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’posts >>>>


Click each image to access original article.

obamacarepremiums201511

From Forbes — from TODAY, Nov. 4, 2015.

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obamacarepremiums201522

Washington Post from yesterday. So these are all recent.

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obamacarepremiums201533

November 2, 2015.


Given that I do circulate in Democratic circles I often encounter folks that tell me how great Obamacare is.

One amusing problem. None of those that tell me how great Obamacare is get their health insurance from Obamacare!

Walk in my shoes. I do get my insurance from Obamacare. Let me tell you that it is NOT affordable. Obamacare is a FRAUD.

I, in 2015, paid an additional $1,450 in TAXES because they said that my Obamacare premiums had been too low. So my 2014 Obamacare premiums, in reality, were 88% higher than what bloody, duplitiious healthcare.gov quoted me.

I have had with Obamacare.


Healthcare.gov (ACA), a.k.a. Obamacare Confesses To Yet Another Cock-up.

.Anura Guruge December 2014 thumbnail
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by Anura Guruge


Related posts:
>> 88% PENALTY on IRS Taxes!
>> IRS Form 8962 is a nightmare.
>> ObamaCare ‘Death Panels’ are real!
>> 2015 enrollment.
>> 5 Healthcare carriers in NH in 2015.
>> 2015 Obamacare coverage in NH.
>> ‘coveringnewhampshire.org’ …

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’posts >>>>


obamacarecockup

Click to ENLARGE and read.


I got this letter on Monday, July 27, 2015.

Healthcare.gov was IMPACTED by a frigging problem? So what is bloody new here.

Healthcare.gov, ACA, ObamaBLOODYCare, has been an abortion. I was so looking forward to getting insurance through ACA. Now I hate it. Hate it with a passion. Hate it probably even more than your common or garden Tea Partyer.

I got whacked a 88% IRS Tax Penalty in April 2015 — IRS saying I paid too little for ObamaBLOODYCare. That was the last bloody straw.

I am not going to do anything about this bleeding letter. Why bother trying to see IF they can reduce my premiums. I will get whacked at bloody tax time.

I can’t wait for Donald Trump to become president just to have ObamaCare repealed.


I Signed Up For 2015 Insurance On Healthcare.gov, aka, Obamacare [i.e., ACA], Website Without Too Much Grief.

Anura Guruge, June 8, 2013.

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by Anura Guruge


Related posts:
>> Prior logons appear to work — Oct. 9, 2014.
>> 5 Healthcare carriers in NH in 2015 — Sep. 4, 2014.
>> 2015 Obamacare coverage in NH — Sep. 3, 2014.
>> ‘coveringnewhampshire.org’ … — Aug. 26, 2014.
>> You may LOSE Obamacare (i.e., ACA)
>> Healthcare Subsidies — July 17, 2014.

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’ posts >>>>


Given all the cruel and unusual grief I suffered last year trying to sign up for 2014 coverage, and the amount of harassment I have endured this year with ‘the system’ incessantly demanding documents from me, I was dreading having to sign up for 2015 insurance. Not only is it the law (and I can’t afford to cough the penalty) my precarious health dictates that I have at least catastrophic coverage to keep the family from the ‘Poor House’ the next time I fall ill.

I had kind of worked out a strategy to hopefully minimize any system load related grief. I was going to sign up on the late afternoon of Wednesday, November 26, when everybody else would be busy trying to get where they were going for Thanksgiving. I had assumed that the day before Turkey would be a quiet day for healthcare.gov. I am sure the same will be true over the whole 4-day Thanksgiving period but I didn’t want to tackle it on a holiday or when Internet traffic would be at a peak on Black Friday.

2015healthcaregov1But as with all my plans I didn’t stick to it. Over the last 2 weeks as the very observant among you may have noticed I have switched my schedule around. I no longer pots or doing anything serious on this blog during the day. Instead I work on the book. That way I can devote some quality writing time to the book. Today, for a change, I made some good progress on the book. 30% done. I was ready to start a new section. It was just past 4 pm. Occurred to me that IF I try and get my Obamacare taken care of today, I will have tomorrow free to work on the book. So I gingerly logged onto healthcare.gov around 4:10 pm. Being who I am, I had made sure that my logon worked on November 15th itself — i.e., the very day the system opened for 2015 enrollment. Actually, being who I am, I checked it a few times! Remember I am the one that has contingency plans for contingency plans.

Logon worked fine. Quick. No problems. Like night and day compared to the nightmare of last year. The process wasn’t too bad. Yes, I did NOT have to enter much data. Just verify and confirm information from last year. But they do insist on a tedious Q&A process. But, it was OK. I was done within about 45 minutes.

My premium went up 12%. I could have got a lower premium with one of the new carriers but from what I could see their network really had no doctors. So wasn’t much use having insurance with them if they don’t have any ‘in-network’ doctors.

I am SURE there is a GLITCH with dental insurance. As was also the case last year, though dental is OPTIONAL, it doesn’t appear to let you SKIP dental! I was going to skip it this year. But after 2 attempts to say NO and move on I decided that it must be fate. I had to have the damn insurance. So I got it. It had gone up 16%.

Yes, being the PRO I am with this system I UPLOADED the documents I had to submit. Got all the GREEN submitted and completed boxes. BUT, of NO! I already created a fat envelope with copies of the documents. Going to send it certified mail tomorrow. Not doing the same dance as last year.

But now will begin the tango with Anthem and Delta. But at least I have stuff already in place with them.

I will, of course, keep you posted.

Happy Turkey.


The 2 Dallas Nurses From Presbyterian Who Contracted Ebola & 76 Other Health Workers — Have They All Been CHASTE?

Anura Guruge, June 8, 2013.

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by Anura Guruge


Related posts:
>> Why aren’t heads rolling at Presbyterian — October 15, 2014.
>> Doctor who misdiagnosed Eric Duncan — Oct. 9, 2014.
>> Who is paying for Dallas Ebola patient — Oct. 1, 2014.


76ebolaworkers1a

Click to access original.


chastitybeltWhen the media glibly talk about Ebola only being transmittable by bodily fluids they rarely if ever mention that these fluids include semen and as such most likely also vaginal secretion.

So if any of these poor folks were having sex, and the chances are pretty high that they were (given that the 2nd nurse, Amber Vinsonwas planning her wedding), there is a WHOLE new category of folks in risk.

I do not hear these folks being talked about. I can understand the media being squeamish to talk about sex partners in their news reports but what about the CDC.

Were they told to lay off sex?

Maybe the CDC, in addition to Hazmat suits, should also be dishing out chastity belts.

I think about such things. That is what I do.


Why Aren’t Heads Rolling At “Texas Health Presbyterian” in Dallas Over Obvious Ebola Mismanagement,

Anura Guruge, June 8, 2013.

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by Anura Guruge


Related posts:
>> Doctor who misdiagnosed Eric Duncan — Oct. 9, 2014.
>> Who is paying for Dallas Ebola patient — Oct. 1, 2014.


This is the Interim CEO of Texas Health Presbyterianin Dallas (TX), Jim Berg.
bergberg1a

Click to visit THEIR Website. Makes interesting reading.

First Question: WHY has he been INTERIM President and CEO for 7, yes, SEVEN, years?

That alone is suspicious. Is he not qualified.

Second Question: Why isn’t he already in police custody because I am sure this will eventually boil down to criminal negligence on the part of this accursed hospital.


I already said on October 9 that this hospital was screwed — it might as well declare bankruptcy now.

Well that was a week ago.

Things have turned much more ugly.

IF an innocent patient at this hospital contracts Ebola from a nurse, who was also providing care to Eric Duncan, all hell will break lose.

They have already, from what I heard over the weekend, stopped accepting ER patients.

As of TODAY they should stop accepting ANY patients.

Basically the hospital should be put on lockdown. No new patients.

This hospital should be closed — in time. I hope it does not end up as a SAD and frightening edificial memorial to Ebola in the U.S.?

This is crazy. Disgrace to the U.S.

Where the heck is Rick ‘am I awake’ Perry? Sleeping on the job or is it with a campaign worker?

Mark my word. This hospital has to go.

All of this because some idiot doctor MISDIAGNOSED Eric Duncan. He should be arrested. We should know who he is. People must know. Come on. Lets have the name. Most likely a U.K. tabloid will get it soon.

Jim Berg … do the decent thing. Resign and go to the nearest police station and give yourself up.

Let CNN’s Dr. Sanjay Gupta run this hospital — albeit to the ground.


Healthcare.gov, aka, Obamacare [i.e., ACA], Website Gets New Look Ahead Of Nov. 15 — Existing Logons Still Work.

Anura Guruge, June 8, 2013.

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by Anura Guruge


Related posts:
>> 5 Healthcare carriers in NH in 2015 — Sep. 4, 2014.
>> 2015 Obamacare coverage in NH — Sep. 3, 2014.
>> ‘coveringnewhampshire.org’ … — Aug. 26, 2014.
>> You may LOSE Obamacare (i.e., ACA)
>> Healthcare Subsidies — July 17, 2014.

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’ posts >>>>


newhealthgovchick671a

newhealthcaregov11a


Well they have given ‘it’ a slightly new look ahead of the November 15, 2014 opening of the enrollment period for 2014.

I am NOT looking forward to that. I think it will still prove to be a nightmare.

In theory, as it says on the new homepage, I should be able to keep what I have since I got a plan, eventually, through healthcare.gov for 2014. But, I am skeptical. They will manage to screw it up.

First thing I want to know … who is the NEW chick?

Interesting change in ‘demographics’. One year ‘white’, next year … She looks like she might be related to Michelle Obama. Is that possible. Did they pay millions to an Obama relative to use their image on the Website?

Good news and I was AMAZED. My existing logon (as of May 2014 — when I had to change it AGAIN) worked! I couldn’t believe it.

But I still saw, given that I am quick … the same old ‘flashing screen’ that said “authenticating … wait …”. So the underlying logon process seems to still be the same. Yes, it is possible that the backend has been changed.

Can’t really do anything. You are locked out till November 15 — and I would not be surprised if they make us change passwords at that time.

No, I am not happy.

I know that it will not be a walk in the park. Yikes.


What Has Happened To Dallas Doctor Who Misdiagnosed Ebola Victim Thomas Eric Duncan?

Medical-MalpracticeLawyerAnura Guruge, June 8, 2013.

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by Anura Guruge


Related posts:
>> Who is paying for Dallas Ebola patient — Oct. 1, 2014.

>> 2015 Obamacare coverage in NH — Sep. 3, 2014.
>> ‘coveringnewhampshire.org’ … — Aug. 26, 2014.
>> You may LOSE Obamacare (i.e., ACA)
>> Healthcare Subsidies — July 17, 2014.

++++ Search ‘healthcare’ & ‘Anthem’ for the many, many posts on this topic >>>>

Also Category ‘Health Care’ that should bring up ALL ‘Obamacare’ posts >>>>


Well the way I see it “Texas Health Presbyterian” in Dallas (TX) might as well declare bankruptcy TODAY.

They screwed up and they screwed up spectacularly and did so for ALL the World to see.

Never mind the allegations that Eric Duncan did NOT get adequate and proper treatment. That is somewhat subjective and there will be shades of gray.

But there is NO getting around the fact that they misdiagnosed him, on his first visit, and sent him home with antibiotics! That was a crime. For a start, even my 8 year old knows that antibiotics don’t work against viral infections — just bacterial.

So that action has HUGE ramification.

IF Eric Duncan had been admitted on that visit so many things would be so different.

IF we get people who came into contact with Duncan, after he was released, contracting Ebola things will get ugly.

Have you noticed there appears to have been NO repercussions at the hospital.

handsingleeWho is the doctor or doctors. I want names. They should be fired and their licenses revoked.

The CEO of the hospital, who probably gets paid millions, should resign.

But, given that I do rub shoulders with ‘them’, I can already feel the intense heat being generated as all these lawyers rub their hands in GLEE. They, quite rightly, are seeing BIG, BIG millions.

Texas Health Presbyterian is screwed. They might as well start packing up today.

This was so bad. So bad.

I am NOT even going to think about how much all of this is costing all of us taxpayers.