Tag Archives: pension

To My Delight I Got My 1st UK Pension Payment — Unexpectedly.

by Anura Guruge


Click to ENLARGE.


Click to access this post from May 2018.


I had opted for payment every 13-weeks. So, I was NOT expecting any payments till December 2018.

Then I got a brown envelope from the UK in the mail Thursday. I knew at once that it was about my pension.

Wow. They had made a preliminary payment, kind of to check the bank transfer, for just 9-days.

I checked my bank. Wow. It was there. Though it was for but 9 days, it made me smile. I could just about even by a Nikon 50mm Prime Lens with that. That is better than a kick in the teeth.

I have nothing but awe, respect and loyalty to my British Government. They have always done RIGHT by me and what more can you ask for.

Rule Britannia.


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by Anura Guruge

Social Security Administration: Needs 3 Months To Manually Calculate Child Benefits?

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by Anura Guruge


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Kudos to SSA office Concord, N.H.
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Workman’s Comp. offset.


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Well, as I have shared with YOU a few times I applied for my Social Security pension now that I (to my utter amazement) lived to see 62. I don’t care what all the so called experts claim, I was NOT going to wait a day beyond my 62nd birthday. Waiting any longer seems very stupid and shortsighted. As the saying goes: “A bird in bed is worth four at the bar”.

I went to the local Social Security office, in Concord, in June, and did all the paperwork. Yes, they made me jump through some hoops but I managed.

I was TOLD that since I had two eligible kids under 18 that they too can get some of the benefits. I did not complain. I, over the years, had paid a lot of money into SSA.

Well, I have yet to see a check (let alone a proper cheque) BUT my first one is said to be on Wednesday, November 10, 2015. There were some scuffles along the way but eventually it appeared that I was all set. I do have a letter to say that — though I know it means diddly.

So that was June. We are now in October. 4 months.

Not a word about the kids benefits.

We have called 3 times — and it has to be ‘WE’ since they will only tell Deanna the information about the kids!

Last but one time we called, in September, we were told that ‘they’ will start looking into the kids’ benefits on October 8, 2015. On Monday, October 26 we called.

We were told that they have to MANUALLY compute the benefits because Deanna is on disability and that this could take 3 months to complete.

That blows my mind.

How can any computation, even by hand, take 3 months? We are talking about computing the value of Pi to trillion decimal points.

This is beyond STUPID.

Tell me the parameters and I will create an Excel spreadsheet for them in a few hours.

Amazing. Amazing.


Kudos To The Social Security Administration (SSA) Office In Concord, N.H.

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Concord, N.H. SSA office at 70 Commercial St.

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by Anura Guruge


Credit where credit is deserved and due.

I made an appointment at the SSA Concord [NH] office, in 70 Commercial St., so that I could go an apply for my SSA pension now that I will turn 62 in September. Yes, of course I know that I could have applied online. But, if I applied online I needed to send my 62 year old birth certificate, issued in Ceylon, at the ‘Slave Island’ registry office, to Baltimore! You have to send the original or a certified copy. I HOPED that by applying in person, at an office, I might be able to hold onto my birth certificate. That was INDEED the case. So, it worked out exactly as I was hoping it would. Deanna was skeptical. But she had to admit that ‘it worked’.

This was the third time in 8 years that I have visited that SSA office. Each time I have been pleasantly surprised at their cordiality, courtesy and professionalism. Punctual too! I had a 10:30 appointment yesterday and I made sure to be early. You have to ‘punch in’, with your Social, when you arrive. So they knew I was there. They called me in 5 minutes early! That alone was impressive.

Very nice people. All three of my interactions with them have been superlative. I know people love to say unkind things about government workers BUT these folks really are trying to be nice and helpful. So lets give credit where credit is due. It was a pleasant experience. No hassle. Yes, they wanted a ton of additional paper that I now have to mail in — but that is fair.

Just wanted to let you know. IF you are in New Hampshire and you have to deal with the SSA do NOT hesitate in contacting the Concord office. They are very nice and will take care of you — WELL.

P.S., I am not trying to curry favor. I have paid into my SSA and I am now due. SMILE.


Unstinted Kudos & HUGE THANK YOU To Bank Of America.

Anura Guruge, June 8, 2013.

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Anura Guruge


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Over the last 16 days, ever since my disastrous, nightmarish move to DirecTV, I have just felt abused, raped and degraded by DirecTV and TDS Telecom (who handle my DISH billing) — though to be fair during that same period I had service from DISH (yes, DISH), Google (on one of our 3 Nexus 7 pads) and Direct Sat (who refunded me my whole payment) that exceed expectations.

But, I had still been feeling battered and bruised — and mentally exhausted.

A wonderful company with great values. I love interacting with Fidelity. It is the ONLY phone call I enjoy making and even look forward to!

This morning as month end approaches I had to do some financial transactions. I first called up Fidelity. I had been saving this call till today. Dealing with Fidelity is ALWAYS a pleasure. They are so nice. So helpful. So pleasant. I am not a phone person. Never have been. But, I enjoy calling Fidelity. So, I called them up. As ever, piece of cake. Smooth as can be. No hassle. No aggravation. Just pure unadulterated ‘service with a smile’. I like Fidelity.

Then I called up Bank of America. I often see folks, especially on CraigsList (Boston & NH), ranting, foaming at the mouth, about BofA. I have been with them for a long time. I really have never had any problems with them. I have always found that they do their very best to help you out. I have multiple credit cards with them and we have a checking out with them — since they were the only bank in the U.S. that was able to accept, electronically, my very small pension from the U.K.! I enjoy dealing with BofA too — except that with them I also get to interact with them in person if I visit one of their local branches in Concord, Manchester or Rochester.

So this morning I called them. As nice as they can be. Answered all my questions. Then out of the blue, this rep says something along the lines of: ‘You have been a good customer for a long time. You have an excellent record with your credit cards. Let us do YOU A FAVOR and help you out even more …‘. No, I am not stupid enough to tell you the details. But, I was staggered and it takes a lot to stagger me. This was way beyond anything I had expected. It was like winning the lottery! Wow. I am impressed, and humbled. There was absolutely no reason that BofA had to do what they did. I had not asked for anything. I was just going through some numbers.

Suffice to say I am delighted. Yes, it was a big, unexpected favor. Of late I am totally jaundiced. I expect nothing from people. As I pointed out the other day, of late I can empathize with this squirrel and TDS and DirecTV have a lot to do with that sentiment. So, this was really great. Made my day. Actually it has made my year!