Tag Archives: Social Security

‘$1400’ 3rd Stimulus Check DEPOSITED Today, March 23, 2021 — One Day Early.

by Anura Guruge


The IRS ‘Get My Payment’ tool. Click here to go to that page at IRS.gov.


Click image to access this post — re. 2nd check, which was paper.


It came today. Tuesday, March 23, 2021. One day EARLIER than I had been told by the IRS ‘Get My Payment‘ tool over the weekend. Prior to this last weekend I could NOT get any status. Then over the weekend, to my relief & delight, it said it would be DEPOSITED into my bank account, account number ending ‘xxxx‘, on Wednesday, March 24, 2021.

I SMILED.

I kind of suspected that I would see it one day earlier. I was right. I got it Tuesday, rather than Wednesday.

Why?

Because I also get my monthly Social Security payment one day EARLY. Smile

Why?

I could LIE & say it is because I am special.

NO. NOPE. Nothing like that.

It is BECAUSE I bank with a small, ‘speciality’ bank that is NOT TOO greedy.

SSA send all our payments to our banks one day ahead of the Wednesday payday. Most banks, such as Bank of America, hold onto that money for a day & only make it available to you on Wednesday. Not so my bank. They show it on my account on Tuesdays. Always have ever since I started getting SSA in that account 4-years ago or so.

So, that explains that. I have talked about this before. I am amazed so many banks get away with holding the payments for a day — BUT then again SSA says ‘Wednesday’. So they are in their right.


That it was deposited to my account pleases I.

The last TWO stimulus checks (& yes I know that the plural is ‘stimuli’) were NOT deposited — but instead sent to us as paper checks. That irked I. We have been getting Social Security, deposited to our bank, for years. So, the SSA had our banking data.

Yes, it is also true that the IRS never had my banking data — till 2-weeks ago! I have to think that that was a PURE COINCIDENCE. They are unlikely to have been able to correlate that data with this payment that quickly; i.e., in less than 2-weeks.

I am sure that FINALLY the SSA & IRS collaborated & the SSA provided the IRS with banking data for us SSA recipients.


I hope you also got your ‘check’ IF you were due one & expecting one. 

I heard from many, when I did my last post, who were desperately waiting for theirs. My heart goes out to them.

I really hope that things are better this time around.

ALL THE BEST.

I honestly can’t help. I would, if I could.


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by Anura Guruge

With January 1 On A Wednesday, 2020 Is A Good Year For EARLY Social Security Payments.

by Anura Guruge


Click to ENLARGE.


You need to be on Social Security to appreciate this. If not this will be of no interest, at all, at all.

Social Security is paid on Wednesdays starting with the 2nd Wednesday of the month — depending on your birthday. See bottom-left in the image. My birthday is on a 4th, so I get paid on the 2nd Wednesday. (Yes, some banks, like mine actually post it early, ready to be spent, on Tuesdays.)

With January 1, 2020 falling on a Wednesday the payment schedule is as good as it gets. It being a Leap Year helps too, though that is, alas, an illusion. SMILE.

Just thought you would like to know. Enjoy. Happy New Year.


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by Anura Guruge

U.S. ‘Social Security’ Came To Be This Day 82-Years Ago — August 14, 1935: Rejoice & Enjoy It While We Can!

by Anura Guruge


Click to ENLARGE and read here: Wikipedia: en.wikipedia.org/wiki/History_of_Social_Security_in_the_United_States


I started collecting my Social Security as soon as I turned 62 — in 2015. I wasn’t going to wait. I paid in enough and I wanted to reap the benefits. I do not believe or agree with delaying when you start collecting.

I like the Social Security Administration (SSA). When I lived in Maryland, nearly 30-years ago, many of my neighbors worked for the SSA. The SSA is no perfect but they try and by and large I have found them to be very helpful.

Yes, I worry as to the future of Social Security. There are so many EASY fixes. First and foremost the max. contribution CAP should be abolished. Pay SS on all your earnings with NO Cap. That will help the funding no end.

Franklin Delano Roosevelt was much a DAMN FINE president. What a stark contrast to what we have today. Yikes.


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by Anura Guruge

Would U.S. Voters, Like The Swiss, REJECT Guaranteed Income For All?

by Anura Guruge


swissguaranteedincome

Click image to access “New York Times” original.


Kind of like Social Security retirement FOR LIFE irrespective of age. The Swiss were talking $2,560, to each adult and $640 for children under 18 PER MONTH! That is more than what most people get in Social Security.

Of course the question becomes how will you FINANCE such a guaranteed income plan?

Of course TAXES will have to be raised and other entitlement program, possibly Social Security, would have to be trimmed back.

The Swiss, a savvy bunch, rejected it because they understood the consequences.

That might not be the case in the U.S. IF it ever, by some miracle, makes it to a vote for referendum. But to be fair there will be a large percentage, possibly 50%, who would vote it down because of the tax implication and Federal Government involvement. Food for thought though.


by Anura Guruge

Social Security (SSA) Child Benefits — Allow At Least 4 Months (If NOT Longer).

by Anura Guruge


ssachildbenefits

Click to ENLARGE.

I wanted (make that ‘needed’) my Social Security (SSA) retirement as soon as I turned 62 in September 2015.

I had been waiting/planning for that for years. Per the SSA recommendation (of doing so 3 months ahead of time) I applied, in person, for my September 2015 retirement in early June 2015. I made an appointment at the local Concord, NH office and went and met with them. It was very smooth and pleasant (and I sang their praises). There were a couple of small wrinkles and I was very glad that I could deal with these in person rather than online. The two ‘wrinkles’ having to do with a minute monthly pension I get from the U.K. and the fact that I am divorced (and as such have an ex-wife). The Concord office dealt with these real well. They also told us, though we already knew, that the two kids, 9 & 14 at the time, were entitled to MORE benefits. Deanna has been disabled for years and the kids were receiving benefits through her. The Concord office, however, was very clever in not saying ANYTHING as to how much the kids would get when my retirement kicked in. To be fair they were also vague about how much my retirement would be because it had to be offset by that minute pension from the U.K. But it was all good …

I knew I would not get my first payment until November. I had seen that online and I am GLAD that I had because it did not come as a surprise when I was officially told that though I turn 62 in September my first payment would be in November. I think unless your birthday is on the 1st of the month there is always this ‘2 month’ delay BECAUSE you are only entitled AFTER the first FULL month after you turn 62 (65 or whatever age you elect after 62).

So I applied, in person, in June and within 2 weeks we had sorted out the two ‘wrinkles’. Around August I got a letter stating that I would start receiving my benefits as of the 2nd TUESDAY of November 2015. That was cute. Yes, SSA normally pays benefits on Wednesday. But the 2nd Wednesday of 2015 was November 11, Veteran’s Day, and a Federal Holiday. No mention of the child benefits. I also set up my SSA online account BUT neither I nor Deanna can access the kid’s benefits because they have their own SS numbers. Around September 11 I called Concord to see IF they could give me an update on the Child Benefits. They would only talk to me if Deanna was on the call since the kids, at that point, were linked to her account. Not a problem. In September they had NO news. Told us to call back in a month. So we called again in October, November and December. Always mid-month, around the 11th. No news BUT they continued to get the benefits they were getting through Deanna in October & December.

Deanna’s December payment, as always was on the 4th Wednesday — December 23, 2015. NO PAYMENTS FOR THE KIDS! No letter. Nothing. Boom. 2 days before Christmas. No payment. Bit of a blow, but luckily we could weather it. Called Concord again. As ever VERY NICE. Very helpful. But they had no idea. They, like us, were amazed that we had not had a letter.

The only news mid-January was that they were STILL calculating the new kids benefits! No payment January.

Called again mid-February. Ahhh! They had an update. They even had a tentative number! Said that payments would resume in March — 4th week.

Well on the 4th THURSDAY of February two payments arrived — back pay going back to November.

I just thought I should chronicle this in case any of YOU are waiting for Child benefits. The patience of Job helps.

It is crazy. I also came to realize that maybe they don’t get this that often with retirement — as opposed to disability, i.e., folks with kids under 18. Yes, it is not uncommon, of course, but we are definitely not in the majority. Hope this helps.

The Concord, NH SSA office is MAGIC. Very, very, very helpful BUT they can only report on what is taking place in Baltimore or in our case Philadelphia. 


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by Anura Guruge

Social Security Administration: Needs 3 Months To Manually Calculate Child Benefits?

.Anura Guruge December 2014 thumbnail
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by Anura Guruge


Related posts:
>>
Kudos to SSA office Concord, N.H.
>>
Workman’s Comp. offset.


ssachild11


sacrebluepig


Well, as I have shared with YOU a few times I applied for my Social Security pension now that I (to my utter amazement) lived to see 62. I don’t care what all the so called experts claim, I was NOT going to wait a day beyond my 62nd birthday. Waiting any longer seems very stupid and shortsighted. As the saying goes: “A bird in bed is worth four at the bar”.

I went to the local Social Security office, in Concord, in June, and did all the paperwork. Yes, they made me jump through some hoops but I managed.

I was TOLD that since I had two eligible kids under 18 that they too can get some of the benefits. I did not complain. I, over the years, had paid a lot of money into SSA.

Well, I have yet to see a check (let alone a proper cheque) BUT my first one is said to be on Wednesday, November 10, 2015. There were some scuffles along the way but eventually it appeared that I was all set. I do have a letter to say that — though I know it means diddly.

So that was June. We are now in October. 4 months.

Not a word about the kids benefits.

We have called 3 times — and it has to be ‘WE’ since they will only tell Deanna the information about the kids!

Last but one time we called, in September, we were told that ‘they’ will start looking into the kids’ benefits on October 8, 2015. On Monday, October 26 we called.

We were told that they have to MANUALLY compute the benefits because Deanna is on disability and that this could take 3 months to complete.

That blows my mind.

How can any computation, even by hand, take 3 months? We are talking about computing the value of Pi to trillion decimal points.

This is beyond STUPID.

Tell me the parameters and I will create an Excel spreadsheet for them in a few hours.

Amazing. Amazing.


This Is “National my Social Security Week” — Logon & Participate.

.Anura Guruge December 2014 thumbnail
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by Anura Guruge


Related posts:
>>
Kudos to SSA office Concord, N.H.
>>
Workman’s Comp. offset.


ssawwekII2015

Click to access Social Security.

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