.by Anura Guruge
New Hampshire Health Plan covered self-employed folks like me with pre-existing conditions.
Though they never really paid for anything, partly because I have a $10,000 deductible (and also because they have a pathological aversion to paying), I, in theory, through them had catastrophic coverage — and I needed that because doctors love to tell me that I am a catastrophe just waiting to happen.
Now they are going. Their rationale makes sense. As of January 1, 2014, thanks to the Affordable Care Act (ACA), other insurance companies cannot deny coverage because of pre-existing conditions. BUT, they can still charge you an arm, a leg and a testicle.
This is NOT good news.