Tag Archives: value

Amazon Prime Is Worth $99/Year For ‘Instant Video’ — Irrespective Of “Prime Day”.

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by Anura Guruge


Related posts:
++ “Downton Abbey”.
++ “Mr. Selfridge”.

++++ Search on ‘Amazon’ for other related posts >>>>


I dragged my heels for years before I finally broke down and signed up for Amazon Prime earlier this year. I got it mainly for the free 2-day shipping. I got fed up of waiting 10 days to get the non-Prime free shipping from Amazon (on orders above $35 (used to be $25)).

Soon afterwards, totally independently and with Amazon Prime not a consideration, we got a Roku 3. Then we discovered Amazon Prime Instant Video. Hundreds oamazonprimef FREE movies and TV shows — including “Downton Abbey”, “Mr. Selfridge” etc. We were hooked. We definitely have got our monies worth just on the videos and we use the free shipping at least three or four times a week. That I just saw that they have the Jim Corbett “India: Kingdom of the Tiger” is just an added bonus. As a pre-teenager, in Ceylon, I discovered the Jim Corbett tiger hunting books. I read every one of them. I still have one copy from the 1960s in my “most favorite of books” display shelf! So Amazon Prime has worked for us. I haven’t used the music download capability but Devanee has started using it over the last few weeks. So that is another plus. The free Kindle sharing thing is a sham! Only works IF you have a Kindle device. That is naughty.

I did ‘waste’ an hour or so looking at ‘stuff’ during today’s “Amazon Prime” day. Yes, I will confess that I really didn’t need anything per se today and that was probably a major factor. There were some interesting and fairly well priced items. But they weren’t compelling enough. I don’t think that was entirely Amazon’s fault. I just wasn’t in the mood. The one DSLR camera they had was not of interest.

But, I will be an Amazon Prime customer for years to come. That I am an Amazon shareholder is also a factor. The Amazon share performance this year has more than paid for the $99 I needed for the membership.

I try not to buy from Walmart.com. Yes, I do shop Walmart brick-and-mortar. But Walmart.com is NOT Amazon. For online shopping Amazon is trumps.


eBay PayPal (PYPLV) Split — ‘Ex-Div’ Date Monday, July 20, 2015 — Strictly Dollar-for-Dollar Split

PayPal, PVPLV, symbol

New PayPal, PVPLV, symbol. Already trading on a nominal basis — till Monday, July 20, 2015. Click to access ‘MarketWatch’ coverage.

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by Anura Guruge


Related posts:
****
Check Category Investments’ for other related posts >>>>
++++ Search on ‘eBay’ for other related posts >>>>


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eBay chart. Click to access ‘MarketWatch’ coverage.

The PayPal spinoff from eBay takes place at ‘midnight’ this Friday, July 17, 2015. But the ‘ex-div’ date is July 20.

So you can still buy eBay shares TODAY, Wednesday, July 15, 2015, and get the PayPal spinoff — PYPLV.

PYPLV is ‘trading’ now BUT there are NO shares available. So you are essentially pre-buying the shares!

I owned a few eBay from years back. So I will get some PYPLV on Monday whether I want them or not. I want them. I actually just bought a couple more eBay shares. Way I see it, it is the best way to get into PYPLV.

The split on Monday will be ‘dollar-for-dollar’. Both eBay and PYPLV are trading. So if eBay on Monday is $66 and PYPLV is at $34 — after the split PYPLV will remain (for a few nanoseconds) at $34 and eBay will start off at $32. Essentially OLD $eBay = NEW $eBay + $PYPLV. Got that?


NH Town Tax Rates: Comparing The Rate Of One Town With That Of Another Is Meaningless!

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by
Anura Guruge


A FEW Pertinent Posts:
  +++++ do a SEARCH (>>>>) on ‘Tax’ for others’ >>>>>
1. NH Property Tax Comparison — Nov. 26, 2012.
2. Alton, NH: 23rd Lowest Tax Rate — Nov. 26, 2012.
3. Alton, NH Property Tax ‘Impact’ Has Gone Up 4% Since Last Year
>>Nov. 28, 2012.

4. Alton Tax Base Went Down for 3 reasons — Dec. 18, 2012.


Given that one of my pictures is worth 360 words written by me, I hope this picture alone explains everything.

Given that one of my pictures is worth 360 words written by me, I hope this picture alone explains everything.


In the last month of so I have been getting 40 hits a day on my NH property tax posts. Thank you. I am glad I can be of help.

I guess folks have started getting their new mortgage rates for 2013 and have finally come to terms with what is happening with property tax rates.

There is, however, a key point that I am not sure that I have still managed to get through.

In NH, comparing the tax rate of one town, say Alton, with another, say Franconia, is meaningless and pointless.

Why? Because the tax rate is dependent, tied at the hip, to the property values of that town.

There are no standardized property values — and there can never be such a thing, because property values have to, in some form, reflect market demand and market prices.

Hence, the above example. Same house. Different assessed values. [This is a hypothetical example. I do not know exactly what the assessed value will be in Francoina. Just a guess.]

So it doesn’t matter that Franconia’s tax rate is $2.24 per $1,000 assessed value higher than Alton.

The tax bill in Franconia will be lower than Alton.

I don’t know why but people always overlook this tax rate ≈ assessed value relationship. It is an inviolable. Tax rate by itself means diddly.

In the end it is all a question of the town’s budget. They have to set the tax rate based on their property base.

So there is no point going on about the tax rate of one town versus that of the other. Just doesn’t work.

Hope this helps.

Digging Into What Is Happening To Alton, NH Tax Base. Gone Down $180 Million Since 2008.

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by
Anura Guruge


Related posts:
[do a SEARCH (>>>>) on ‘Tax’ for others’]
1. Alton, NH Property Tax ‘Impact’ Has Gone Up 4% Since Last Year
>>Nov. 28, 2012.

2. Alton Tax Base Went Down for 3 reasons — Dec. 18, 2012.



I had looked at this once before in mid-December 2012 using data I got online from the State.

This week I went and got some data from the Town. Thanks, folks. That was excellent.

This is what they gave me.

Click to ENLARGE.

Click to ENLARGE.



I can’t look at numbers unless I throw them into a spreadsheet and do a bit of crunching.

I did that.

This is what I got.

Click to ENLARGE.

Click to ENLARGE.



I have been paying property taxes in NH for 27 years — sometimes in multiple towns. I know how it works quite well.

In 1987 I nearly got lynched in the town I was then living in. They had got a brand new, computer system to do their taxes — their first foray into computers. They had a glitch in it which precluded them from sending out the tax bills. The bills were 3 weeks late. I happened to go to the Town Hall to register a car (or something) and was told about the problem in passing. I fixed it in about 10 minutes. The bills went out the next day! The word got out that that ‘brown guy’ who had mysteriously appeared in town (and who worked for some computer company in MA) had fixed the system. But, the Town Hall, especially the Tax Collector, and all who got paid from the town (like the police), loved me ever since.

In NH, the tax rate and the tax base are connected not just at the hip, but from top to bottom.

Lets say that by some miracle a Town managed to operate on a flat budget over a number of years. If, however, despite the flat budget the tax base went down — the tax rate has to go up to make up for it. If the tax base goes up, the tax rate goes down — provided the budget doesn’t change.

It is a titer-totter.

In NH, a Town’s tax rate by itself tells you diddly! It has to be coupled with the tax base — and the formula used to assess property in the town

Take Concord. They have a higher tax rate. I think $24 per thousand. That doesn’t however mean that they pay 1.75 times more in property taxes than Alton. Why? Their assessed value on homes is less. You now have to factor that in. If you take a house assessed at $200,000 in Concord and put it on my lot in Alton (in place of this house), it won’t be assessed at $200,000 in Alton! That is the titer-totter. The snakes-and-ladders as we properly call it back home (and we invented the game).

To me this is but intellectual curiosity. No axe to grind. I have learned over the years not to get excited about changes in a Town assessed base or tax rate. If one goes down the other will go up. C’est la vie.